Together’s Elliot Vure explains how to fund below-market-value properties – and why specialist finance makes all the difference
Below-market-value (BMV) properties are an attractive proposition for property investors, offering strong potential returns. However, while the opportunity is compelling, funding these deals
isn’t always straightforward.
Is cash really the best option?
Investors who can purchase with cash often have the simplest route. Cash buyers can move quickly and typically benefit from a stronger negotiating position with sellers. That said, not every investor has the available cash – or wants capital tied up while a property is renovated and sold on.
Why traditional finance can fall short
Some investors turn to traditional buy-to-let mortgages, but this route can present challenges. High-street lenders usually base lending on the lower of the purchase price or valuation, which
can restrict borrowing on BMV deals. Longer processing times, inflexible criteria around credit, income or property condition, and limited appetite for certain property types can also slow deals down or prevent them altogether.
The specialist alternative
That’s where specialist below-market-value funding from Together comes into its own. Designed specifically for BMV transactions, this type of finance supports investors when speed and flexibility matter most.
Our team specialises in finding the right funding solutions for a wide range of standard-construction residential properties from HMOs and muti-let units to cases involving defective titles or properties that need a more tailored approach.
We don’t have rigid credit criteria and lend to companies with complex income structures. We understand that speed is often of the essence and can complete deals in as little as 24 hours.
If you are actively sourcing or purchasing a property, we’d be happy to discuss how we can support you with below market value property finance to secure your next deal.
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A big thank you to Together Money for sharing their insights in this guest post.
